In today's economy, serious debt problems can happen to anyone. At the law firm of Gross & Patterson, LLC, in Pittsburgh, we are here to give you the best possible financial outcome under the U.S. Bankruptcy Code.
Our lawyers will examine your financial situation, discuss alternatives to bankruptcy, make recommendations, and support you throughout the process with personalized attention. We offer a free initial consultation to evaluate your case and answer your questions.
Click on the following links to read answers to some of the questions we are often asked about filing bankruptcy in Pennsylvania:
- When should I file bankruptcy? Many people wait too long to file bankruptcy and end up losing assets they could have saved if they had filed earlier.
- Am I eligible to file bankruptcy? Most people with significant debt problems are eligible to file either Chapter 7 or Chapter 13 bankruptcy.
- What is Chapter 7 bankruptcy? Chapter 7 is the most common form of bankruptcy. While it is also called "liquidation" bankruptcy, most debtors get to retain all of their property and discharge their unsecured debts.
- What is Chapter 13 bankruptcy? Chapter 13 is a debt repayment plan that offers the full protection of the federal Bankruptcy Code.
- What is Chapter 11 bankruptcy? Chapter 11 bankruptcy is a debt repayment plan for businesses as well as individuals who meet certain criteria.
- What can I expect when I file bankruptcy? Our lawyers will guide you through the steps, such as, taking credit counseling classes by an approved credit counseling provider, compiling the required information for preparing and filing a bankruptcy petition, attending a meeting of creditors, preparing a repayment plan if required and all of the steps required for obtaining relief under the Bankruptcy Code.
- Will I need to meet with creditors? While you will be required to attend a brief creditor meeting, it is rare that creditors show up. Instead, the trustee will ask you questions under oath about the items that are contained in your bankruptcy petition. We will both prepare you for and attend this meeting with you.
- Can I afford to file bankruptcy? If you are paying debt and not getting anywhere, bankruptcy may be your most affordable option.
- Do I need a bankruptcy lawyer? Bankruptcy is complicated even for bankruptcy lawyers. If you make mistakes, you can lose assets and you may not get the debt relief you were hoping for. Call us first.
Contact Our Pittsburgh Chapter 7 Filing Attorneys
To schedule a free initial consultation with our Pittsburgh lawyers for filing bankruptcy, call 412-567-4732 or fill out the contact form on this website.
