Loan Services Abuses Post-Bankruptcy

Most people who file for Chapter 13 Bankruptcy do so because they are in arrears on their mortgage or they are facing a foreclosure.  A Chapter 13 Bankruptcy allows a debtor to catch up on their mortgage arrears over a three to five year period.  Upon the successful completion of a Chapter 13 Bankruptcy, a

Consumer Protection Litigation

Gross & Patterson, LLC represents consumers in several areas of consumer protection litigation.  Included in our practice are the following: Fair Debt Collection Practices Act (FDCPA)  The FDCPA sets guidelines for debt collectors in the collection of debts.  It specifically prevents debt collectors from using abusive, deceptive, or unfair debt collection practices.  A consumer debt

Bankruptcy: A Timeline

Bankruptcy: A Timeline

A Bankruptcy Timeline: What to Expect Filing for bankruptcy can be a journey into the unknown so being aware of the timelines can help reduce your stress level. Many people ask themselves “how long does it take to file for bankruptcy?” The timelines will vary depending upon whether you file for chapter 7 or chapter

Do I Need a Bankruptcy Lawyer?

Do I Need a Bankruptcy Lawyer?

We always recommend a free initial consultation prior to deciding to file for bankruptcy. During this telephone or in-person consultation, we’ll ask about your income, debts and assets and get a general understanding if why you are considering filing for bankruptcy in Pittsburgh. While pro se bankruptcy filings (bankruptcy filings in which the debtor represents

Can I Afford to File for Bankruptcy

Can I Afford to File for Bankruptcy

Can I Afford to File Bankruptcy? You’re in the position of seriously considering filing for bankruptcy, so the question should be, can you afford NOT to file for bankruptcy? If you are attempting to pay off your debt and are not getting anywhere, bankruptcy may be your most affordable option. At the bankruptcy law firm

Am I Eligible to File for Bankruptcy?

Am I Eligible to File for Bankruptcy?

Am I Eligible to File Bankruptcy? There are many misunderstandings about who is eligible to file bankruptcy. Credit card companies have contributed to the misunderstandings by deliberately misleading customers about changes that were made to bankruptcy laws in October of 2005. While the new bankruptcy laws have imposed some new requirements, most people with significant

What is Chapter 7 Bankruptcy?

What is Chapter 7 Bankruptcy?

What is Chapter 7 Bankruptcy? Chapter 7 is the most common form of bankruptcy protection. During Chapter 7 bankruptcy, many or all of your debts are forgiven. In some Chapter 7 cases, your trustee will liquidate some of your assets in order to pay off your debts. However, in many cases this does not happen

What is Chapter 11 Bankruptcy?

What is Chapter 11 Bankruptcy?

What is Chapter 11 Bankruptcy? If your small business is under water, Gross & Patterson, LLC in Pittsburgh, Pennsylvania, can help. If you are an individual and owe less than $336,900 in unsecured debt and $1,010,650 in secured debt our attorneys can look at filing Chapter 13 bankruptcy. If you are an individual and owe