Loan Services Abuses Post-Bankruptcy

Most people who file for Chapter 13 Bankruptcy do so because they are in arrears on their mortgage or they are facing a foreclosure.  A Chapter 13 Bankruptcy allows a debtor to catch up on their mortgage arrears over a three to five year period.  Upon the successful completion of a Chapter 13 Bankruptcy, a

Consumer Protection Litigation

Gross & Patterson, LLC represents consumers in several areas of consumer protection litigation.  Included in our practice are the following: Fair Debt Collection Practices Act (FDCPA)  The FDCPA sets guidelines for debt collectors in the collection of debts.  It specifically prevents debt collectors from using abusive, deceptive, or unfair debt collection practices.  A consumer debt