Chapter 13 Bankruptcy

Chapter 13 Bankruptcy

Chapter 13 bankruptcy law allows people to reorganize debts through the establishment of payment plans spanning a period of three to five years. This type of bankruptcy appeals to individuals who have non-exempt property that they want to retain. It is also only an option for individuals who have predictable income and whose income is sufficient to pay their expenses with some amount left over to pay off debts.

Under Chapter 13 bankruptcy law, you may be able to save your home from foreclosure. Generally, you will not lose your home if your Chapter 13 plan provides for payment of the current monthly mortgage payments, plus payments of the arrears spread over the life of the plan.

If you live in western Pennsylvania and are considering Chapter 13 bankruptcy, the Gross & Patterson, LLC in Pittsburgh can help. Our bankruptcy lawyers are devoted almost entirely to the representation of clients with needs in Chapter 7 and Chapter 13 bankruptcy law.

Our legal team is familiar with the kinds of stresses and emotions associated with Chapter 13 bankruptcy law. Unlike many bankruptcy law firms, we personally interview all clients, prepare all paperwork, and appear at all required bankruptcy proceedings. Our attorneys provide superior representation, from the initial client meeting, to the petition filing, to negotiating with creditors, and appearing at the meeting of creditors and in court. We have successfully represented people in cases with divorce, mortgage foreclosures, personal property repossession, medical debts.

For any type of Chapter 13 bankruptcy, Gross & Patterson, LLC can help. Contact us today to schedule a FREE initial consultation. Telephone interviews can also be arranged.